What to do
after a disaster
?
We're available now—no need to wait until Monday morning.
Call us directly or leave your contact information.
What to do after a disaster?
We’re available now—no need to wait until Monday morning.
Call us directly or leave your contact information.
The first steps to take right away
In the early hours, the order in which you take action can make a real difference.
01
Secure the premises.
If the structure appears to be compromised (collapsed ceiling, smell of gas), do not enter and call 911.
02
Document everything before you touch anything.
Take photos and videos of each affected room. These images will serve as evidence for your insurance company.
03
Call your insurance provider to file a claim.
The longer you wait, the more complicated the process may become. The emergency number is listed in your insurance policy.
04
Contact a reconstruction contractor.
The sooner you get an evaluation, the faster the process moves forward.
05
Minimize the damage, but do not make any repairs.
You can take simple steps (such as mopping up water or covering a broken window), but avoid starting any repairs without first talking to your insurer.
How Does the Reconstruction Process Work?
A lot of people don’t know how it works, and that’s normal—it’s not something you experience very often. Here are the main steps, in simple terms.
01
Damage Assessment
An insurance adjuster appointed by your insurer will come to assess the damage.
The contractor also conducts his own inspection to prepare a bid.
02
Submission and Approval
The contractor prepares a detailed estimate of the work, which is submitted to your insurer for approval. Work can begin only after it has been approved.
03
Reconstruction work
Once approval is granted, the team springs into action. The duration depends on the extent of the damage: a few weeks for a minor incident, a few months for a major one.
04
Delivery
Once the work is complete, an inspection is conducted, and you will be able to take possession of your space again in good condition.
Frequently Asked Questions About Insurance
Do I need to wait for my insurer's approval before starting the work?
For emergency repairs (such as drying out, securing, or covering a broken window), no—act quickly to prevent further damage. For reconstruction work, you generally need to obtain your insurer’s approval in advance.
Will the contractor speak directly with my insurer?
Yes. Bélisle Construction communicates directly with claims adjusters and insurers throughout the entire process. You don’t have to act as a go-between for them.
Does my insurance cover everything?
It depends on your policy. Certain types of damage may be excluded or limited. Your claims adjuster can explain exactly what your policy covers. If you have any questions, ask—it’s their job to give you clear answers.
How can you tell if the prices are fair?
Our quotes are detailed and transparent. We work regularly with insurers and claims adjusters, which requires us to adhere to market rates. You can see exactly what you’re paying for.
Can I stay in my house while the work is being done?
It depends on the extent of the damage and the areas affected. You’ll be clearly informed of this as soon as the assessment is complete. If that’s not possible, your insurer may cover temporary housing costs—check your policy.
How we can support you
When you hire Bélisle Construction, you don’t have to handle everything on your own.
- A single point of contact from start to finish, with no calls transferred from one department to another
- We'll speak directly with your insurer and the claims adjuster
- We'll walk you through each step before it begins
- We answer your questions without using jargon
- We ensure that the work is completed by the agreed-upon deadlines
Our goal is simple: to help you get your life back on track as quickly as possible, with as little stress as possible.